Soap guild insurance. Find out about the many features offered to HSCG Members.

Soap guild insurance Boyer Corporation. Some of those benefits might be helpful for certain folks, but right now, none of them are worth the extra cost to me. $0. The Lebermuth Company, Inc The 27 Annual HSCG Conference will be held at the Peppermill Resort in Reno, NV. How Much Coverage Do You Need? Step 2: Coverage. Blossom Group. Is this your soap guild? The Handcrafted Soap and Cosmetic Guild is a non-profit trade association which works to promote and protect the handcrafted soap and cosmetic industry. 8:00am to 5:00pm (EST), Monday – Thursday; 8:00am to 12:00pm (EST), Fridays Veracity Insurance Solutions. How to understand business insurance and what you should look for - from the the Handcrafted Soap and Cosmetic Guild. 3 21 USC 364a(b)(1) 4 "Material" in this case means that the information is applicable and has serious or substantial bearing on the matter. The Lebermuth Company, Inc Basic (Level 1) Soapmaker Certification examinations for both MP and CP/HP may be taken at the HSMG Annual Conference or by a proctor in your local area. Soap HSCG Price Calculator. Frequently asked questions about Membership in the Handcrafted Soap and Cosmetic Guild. A "facility" is a place that manufactures or processes cosmetic products for sale in the United The sunburn alert is not specifically required for BHAs. The soaps were extracted with ether and the extracted oils were analyzed by NMR spectroscopy, the details of which are beyond the scope of this report. Part 1 also defines derived natural ingredients, which are cosmetic ingredients of more than 50% natural origin, but which have been been changed through a chemical and/or biological process. I sent an email over to Leigh O'Donnell, the Executive Director of the Private Label Members: Special group rates for product and general liability insurance have been negotiated for Private Label Members. You must have already completed the Expert Level Certification in the method of your choice (CP/HP or MP). You do not have any items in your shopping Savings & Discounts. Contact: Customer Service Email: info@brambleberry. It is also priced separately from membership. 1. Our analysis found that the oils extracted from the discounted and superfatted soaps were virtually identical. Little Owl Soap makes bar soap, as well as other bath products, like salt scrubs and paraben-free lotion, to help round out your vegan body care routine. Maker Track. This website uses cookies to allow you access to restricted pages if you are registered or a member, to manage the items in your store, to remember if you have accepted cookes, and to collect statistical information. Our insurance is provided through a third party broker. Like IBN, it's only available with a membership. If you would like to be considered and have something to offer the handcrafted soap and cosmetic industry, we want to hear from you! “A waxy solid prepared from cetostearyl alcohol containing a polyoxyethylene derivative of a fatty acid ester of sorbitan. Soap, Cosmetics, Jewelry, Artisan Food, Candles, Massage Therapists, Estheticians, With Member Benefit Insurance through IBN, you receive quality insurance from an A+ rated carrier and a trusted broker, a policy that is available in all 50 states, and access to all of your policy documents 24/7. Store; Join; Login; Not be an ineligible corporation (i. We've been making soap for 15 years and are proud to be a Certified Soapmaker and a member of the Handcrafted Soap and Cosmetic Guild and to be certified cruelty-free and vegan by PETA. You do not have any items in your shopping please call Veracity Insurance at 888-568-0548 for guidance. Trying to price your product? Our HSCG Price Calculator is adjustable to fit your needs. Email: hsmg@veracityins. Because the HSCG focuses solely on soap, cosmetic and candle makers, our policies provide a combination of coverages designed specifically for that type of business. May 1, 2023 · The Handcrafted Bath & Body Guild is pleased to offer a low cost, comprehensive small business insurance package for our members through Intact Insurance, one of Canada’s leading insurance companies. , Recognizing that many handcrafted soap makers also produce cosmetics, including lotions, creams, salts, sugar scrubs, bath fizzies, perfumes and other similar products, the membership voted to expand in 2013. For further information, please call (619) 220-0375 or contact dave@fortunatefields. Providing the expiration date to the customer considered good practices, and it gives the consumer a better understanding of the product. The Lebermuth Company, Inc . The HSCG is committed to bringing together handcrafted soap, cosmetic and candles makers to strengthen our industry. Handcrafted Soap & Cosmetic Guild. Contact: David Perez Email: info@certified-lye. Handcrafted Bath & Body Guild. Example: A blend of mica and Red 30 could be used in lipstick, because Red 30 and mica are approved for general use, including lips. The HSCG offers insurance (+ organization membership) to soap and toiletry makers. If I go out of business during the term of my membership, can I get a Home page of the Handcrafted Soap and Cosmetic Guild, the trade association for the handcrafted soap and cosmetic industry. While cost is a factor, it is vital that you pay for a policy that includes the right level of coverage and coverage limits. Fortunate Fields brings clients peace of mind through a variety of income tax, bookkeeping, and business advisory services. If you have a question that is not answered here, contact Insurance The HSCG encourages you to compare ouf insurance options with other coverage available to handcrafted soap, cosmetic and candle businesses. Soap Home page of the Handcrafted Soap and Cosmetic Guild, the trade association for the handcrafted soap and cosmetic industry. She holds a Master's degree in Integrated Marketing Communication, Chris Van Leeuwen started his insurance career in 1987 working as an independent agent with his family’s agency. There are 17 approved processes, which include addition (including hydration), carbonation, hydrogenation, hydrolysis (includes saponification), oxidation, and reduction. The Handcrafted Soap & Cosmetic Guild offers a Teacher Program to members. Example: Any blended color containing ultramarines would be for external use only and could not be used in lipstick or lip One of the things that makes the HSCG Conference so special is the people that attend. Soap Guild Insurance – In the colorful world of soap making, where creativity meets entrepreneurship, the protection of one’s craft and business is paramount. The industry is diverse, encompassing up-and-coming artisan makers, established business making handcrafted soap and cosmetic products, vendors who provide products and services to the makers, and the general public as consumers of handcrafted soap and cosmetic products. Enter soap guild insurance, a shield tailored specifically for soap makers against the Lisa has since earned her Advanced Soapmaking Certification from the Handcrafted Soap and Cosmetic Guild (HSCG), further honing her expertise. Stephanie is the owner of Goats in a Coat, in Montgomery NY, and has been a member of the HSCG since 2014. Jan 13, 2025 · The policy covers your product and general commercial liability as a handcrafted soap or cosmetic vendor and includes Inland Marine coverage for your business personal Insurance. You do not have any items in your shopping cart. Each type of additional insurance option addresses a unique situation; the options are: Liability Insurance; Disability Insurance; Accident Insurance; 24/7 Sick Pay Coverage; Cancer Contact Information. The HSCG non-profit trade association serving the handcrafted soap and cosmetic industry. For example, say you are set up at a craft fair and the place is crowded! You’ve got a fantastic new Types of Insurance for Your Soap Business General Liability Insurance. e. in San Diego, CA. Personal Care Home page of the Handcrafted Soap and Cosmetic Guild, the trade association for the handcrafted soap and cosmetic industry. com Phone: 312-379-5210 Home page of the Handcrafted Soap and Cosmetic Guild, the trade association for the handcrafted soap and cosmetic industry. Also known as “handmade soap” or “homemade soap”, handcrafted soap is a blend of both science and art. In order to qualify as an HSCG teacher, the member must be a Certified Soapmaker through the HSCG Certification Program, have a minimum number of hours of teaching experience, and maintain professional liability insurance. com. Insurance might seem like just another expense, but it’s an investment in the safety and So in addition to your business insurance and your medical insurance, there are other personal insurance products that you might want to consider based on your individual circumstances. General liability protects against financial loss as a result of bodily harm, property damage, Joining an industry-specific trade organization like the Indie Business Network or Handmade Soap and Cosmetic Guild gets you a business owner's insurance bundle. A member of the Handcrafted Soap & Cosmetic Guild shall: Promote the handcrafted soap and cosmetic industry and assist in its recognition and acceptance. Master Level Certification is a multi-step process, which may be started at any time. The topic of insurance keeps coming The Handcrafted Soap & Cosmetic Guild maintains an administrative office in Saratoga Springs, New York. Simply Ingredients. Address 1935 Brandon Ct Unit A Glendale Heights, IL 60139 United States . MoCRA: This information is applicable to: All Cosmetic Manufacturers. Get speciality handmade beauty product insurance through one of our exclusive partners. YouTube, 2011. The Handcrafted Soap & Cosmetics Guild (HSCG) and Indie Business Network (IBN) are the best member-only communities packed with support, business advice, conferences, insurance opportunities, and more. Order Summary. Store; Join; Veracity Insurance Solutions. Handcrafted cosmetics makers were welcomed as members and the organization’s name was updated to the Handcrafted Soap and Cosmetic Guild. Eco-Soap Bank. Handcrafted soap comes in a wide array of colors, scents, shapes, sizes, and Jan 13, 2025 · If you have any further questions, feel free to contact us using our toll free number, email address, or our online contact form. It was passed by Congress and signed into law by the President on December 29, 2022, as part of the huge spending bill for the year. ”Wikipedia. Cibaria International, Inc. Our other business is for graphic design marketing services and we have Next for that for $26/mo. Presented by: Catherine McGinnis, Jackie Thompson Up your swirling savvy as Cathy McGinnis-Sizemore teaches you 6 sure to impress swirls while Jackie Thompson teaches you how to formulate your soap for the best swirling results while maintaining the quality and integrity of the soap. 260 South 3 days ago · Buy Or Renew Your Member Coverage Today! Soap, Cosmetics, Jewelry, Artisan Food, Candles, Massage Therapists, Estheticians, Crafts How Does Program Insurance Work? The following are the most frequently asked questions about the member benefit insurance offered by the HSCG. See What is a DUNS Number? 5 21 CFR 364c(c)(2) 6 Home page of the Handcrafted Soap and Cosmetic Guild, the trade association for the handcrafted soap and cosmetic industry. She was appointed to the Board of Directors in 2019 to fill a vacancy, and was elected in 2020 for a two-year term. The Crystal Melt & Pour range is the success story of Stephenson Personal Care. In 1988, a small group of soap makers came together to create what is today the largest handcrafter association in the world. com Phone: (619) 668-1435 Conference attendance is open to Members and non-members of the Handcrafted Soap & Cosmetic Guild. In addition to classes, our Annual Conference and Local Chapters, we also share events and gatherings around the country. MoCRA is the Modernization of Cosmetic Regulations Act of 2022. 3 21 USC 364c(c)(4) 4 Data Universal Numbering System (DUNS) number is a unique non-digit identification number provided by Dun & Bradstreet. The insurance is optional, and must be purchased directly from Veracity Insurance Solutions after the membership has been purchased; Private Label insurance is not included as part of the membership dues. Dave Yoshida, EA is Chief Number Cruncher at Fortunate Fields, Inc. and the community 👍🏽👍🏽 Home page of the Handcrafted Soap and Cosmetic Guild, the trade association for the handcrafted soap and cosmetic industry. 2 What qualifies as a "facility"?. This insurance will cover you in a wide variety of circumstances. One of our most popular benefits, the HSCG is proud to offer affordable insurance options, designed specifically for our members through Veracity Insurance. This insurance is provided through Veracity Recently, I talked a little bit about why you need product liability insurance before you start selling or giving away your soap, and I just knew I needed to catch up with the Handcrafted Soap & Cosmetic Guild and the Indie Business Network to get the full details on the perks of being a member of each one!. The positive energy is infectious Home page of the Handcrafted Soap and Cosmetic Guild, the trade association for the handcrafted soap and cosmetic industry. If you are coming to the Handcrafted Soap and Cosmetic Guild Annual Conference and want to bring a guest, It includes Novice, Professional (with optional insurance) and Retired handcrafters. Soap Donation Private Label Members: Special group rates for product and general liability insurance have been negotiated for Private Label Members. com Phone: 888-568-0548 Fax: 801-763-1374 Why should you join the Handcrafted Soap and Cosmetic Guild. They offer a group policy for soap, candle, and toiletry makers. Soap Donation Center, Inc. Under the new MoCRA requirements, if your business is not exempt as a small business, you must register your facility with the FDA. 4 “Sodium Bicarbonate. In the superfatted soap the olive oil was added at trace. That is why the HSCG serves as our members’ voice in government. Our mission is: To promote the handcrafted Conference attendance is open to Members and non-members of the Handcrafted Soap & Cosmetic Guild. Each year at the Annual Conference, the Handcrafted Soap and Cosmetic Guild awards several deserving makers for their contributions to our industry. Insurance. With thousands of members across the US and Canada, the HSCG has grown, but our mission remains the same: support our maker-members while promoting the handcrafted soap, cosmetic and candle industry. Kerri Mixon is a professional cosmetic formulator, master soapmaker, and author in San Diego, California. (See below). This policy is 100% Canadian and competitively priced to be simply the best coverage available to our industry in all of North America. Contact Information. Things to Consider & Mistakes to Avoid Step 3: Things to Consider. Veracity Insurance Solutions. General liability insurance: We've recently redesigned our website. Product & General Liability Insurance; Optional Personal Insurance & Additional Benefits; Supplier and Services Discounts; Annual Conference Registration and Exhibitor Discount The HSCG works for vendors and suppliers in two ways - first by supporting and protecting the handcrafted soap and cosmetic industry as a whole through education, legislative advocacy, insurance and more; and second, by providing direct member benefits to vendors and suppliers that are geared toward helping them gain exposure to soap and cosmetic makers. Also called the shelf life, expiration date, date of minimum durability, best used before the end of date, or BBE, this is the date by which the product should be used. The Lebermuth Company, Inc 1 21 USC 364c(c)(1) and 21 USC 364h(a) 2 In legal terms, a “person” could be either a real person or a business entity such as an LLC, corporation or partnership. Store; Join; Login; No matter what you’re Obviously there are additional benefits to being a member of the Guild or the Indie Business Network. For less than $500 a year, enjoy all the benefits of HSCG Today, we’re pleased to offer insurance to makers who make handcrafted soap, cosmetics, and candles. 3 days ago · The Handcrafted Soap & Cosmetics Guild (HSCG) and Indie Business Network (IBN) are the best member-only communities packed with support, business advice, conferences, insurance opportunities, and more. Applies to Corporations and LLCs in the US. 00 . Adventures in Swirling. Encourage a spirit of respect, cooperation, ethical conduct and fair dealing with and between all soap and cosmetic makers, whether members of the HSCG or not. However, the statutes do state that a cosmetic is misbranded if its labeling is false or misleading 5 and “misleading” can be based on a failure to provide material facts regarding results of normal or customary use of a product. CandleScience, Inc. Find out about the many features offered to HSCG Members. They are always so filled with enthusiasm, willing to share with each other and eager to talk soap for 3 1/2 days straight. Address PO Box 133 Spring Valley, CA 91976 United States . ” Home page of the Handcrafted Soap and Cosmetic Guild, the trade association for the handcrafted soap and cosmetic industry. NOTE: There are exemptions for certain types of businesses (such as Banks, Credit Unions, Brokers, Insurance Companies, and others which already mustregister with other agencies). The Lebermuth Company, Inc Home page of the Handcrafted Soap and Cosmetic Guild, the trade association for the handcrafted soap and cosmetic industry. Video, 30:42 min. Using standard accounting principles for “Cost-Plus” or “Markup” pricing, it shows the true cost of making your product. In fact your means of lowering your insurance cost will possibly not be looking for a lower rate, but looking for lower minimum premiums. The handcrafted soap, cosmetic, and candle industry is full of incredible makers who consistently demonstrate the importance of supporting small businesses. com Phone: 360-734-8278 Fax: 360-752-0992 Using Creative Chemistry, Stephenson Personal Care leads the way in the manufacture and supply of speciality personal care ingredients and solutions. Store; Join; Login; Contact; 0. The Lebermuth Company, Inc Find Teachers. General liability insurance protects against claims of third-party property damage. In theory, after this date, the product is no good and shouldn’t be used. The Handcrafted Soap and Cosmetic Guild is not a licensed insurance agent. The Code of Ethics was approved by the membership by a majority vote at the 2005 Annual Membership Meeting. If your soap spills and stains someone’s purse or brand-new outfit, you could be liable for a third-party property damage claim. While coverage and coverage limits are crucial factors when choosing an insurance policy, our checklist includes other important factors to consider, as well as common mistakes to avoid. Store; Join; Login; Veracity Insurance Solutions. ” Joanne Nikitakis and Beth Lange (Editors), International Cosmetic Ingredient Dictionary and Handbook, 16th ed. Knowing what they cover can help decide what you need. We are looking for qualified Professional Speakers and Presenters for the 2025 HSCG Conference in Reno, NV. Address Bellingham, WA 98225 United States . Home page of the Handcrafted Soap and Cosmetic Guild, the trade association for the handcrafted soap and cosmetic industry. Maker Track Intensive Seminar. ” Cetostearyl alcohol is also called cetearyl alcohol or cetylsteryl alcohol. For more details, see Benefits for Handcrafters. Continue to Checkout. Handcrafted Soap and Cosmetics Guild. Dave was a presenter at the 2018 HSCG Conference in Atlanta, GA. Through a close partnership with Veracity Insurance Solutions, the HSCG is proud to The HSCG encourages you to compare ouf insurance options with other coverage available to handcrafted soap, cosmetic and candle businesses. The Lebermuth Company, Inc You're right in your thinking that your industry is probably very low risk, but $500 may well be the minimum premium for your insurance company. Soap Insurance is a specialist subject, and under legislative guidelines only qualified persons are allowed to offer advice. Life Insurance. With vendor fees, insurance, labels, packaging, payment processor, banners/tablecloths, etc. The Handcrafted Soap & Cosmetic Guild's Certification Program encourages and promotes the highest professional standards among HSCG members. The Lebermuth Company, Inc HSCG members are qualified to purchase additional insurance options for themselves and their families through our partnership with Veracity Insurance Solutions. Leveraging the size and reach of our membership, the HSCG secures special member discounts to help you save on the things that will build your business – and enjoy your life outside of work. Details on how the Master Soapmaker Certification is structured and and a discussion of the steps involved can be found in the main HSMG website at Master Level Certification Overview. 6 In other words, if you fail to tell the customer something important about what might happen if Home page of the Handcrafted Soap and Cosmetic Guild, the trade association for the handcrafted soap and cosmetic industry. 1 15 USC 1454(c)(3) – Fair Packaging and Labeling Act 2 Current Issues in the Safety and Labeling of Cosmetics. Office of Cosmetics and Colors, FDA. A life insurance policy helps you plan Jan 10, 2025 · The cost of the professional liability insurance endorsement is $135 per year. Shopping Cart View HSCG Store. Under the new MoCRA requirements, if your business is not exempt as a small business, you will be required to follow the Good Manufacturing Practice regulations that will be issued by the FDA. Conference attendance is open to Members and non-members of the Handcrafted Soap & Cosmetic Guild. Coverage RLI New Business Coverage $175-$250 Handcrafted Soap and Cosmetic Guild. Discover more HSCG Discounts. President. Coverage RLI New Business Coverage Jan 10, 2025 · Who qualifies for the HSCG member benefit insurance? An HSCG Soapmaker Member who resides in the 50 US states and Washington, DC (US territories are excluded). 1,560 likes · 2 talking about this. The Lebermuth Company, Inc From Nature With Love has been proud to support the Handcrafted Soap & Cosmetics Guild as a vendor member and as a sponsor at most conferences for 20 years. Address 260 South 2500 West Suite 303 Pleasant Grove, UT 84062 United States . As a non-profit trade association, the Handcrafted Soap and Cosmetic Guild (HSCG) advocates at both the state and federal level. 1Since soap and cosmetic handcrafters don’t fall under any of these other categories, they have been ignored for the purposes of this article Additionally, some soaps are not meant for certain fabrics. The Lebermuth Company, Inc Add Benefactor Status for More Benefits For those who wish to provide additional financial support to the HSCG, we offer the opportunity to add Benefactor Status to your membership at three levels: Friend ($100); Supporter ($250) or Patron ($500). They offer a general liability + product liability insurance package with optional professional Hi there, i know many makers who love the guild especially for the product liability insurance. Contact: Amy Email: orders@blossombulk. We've recently redesigned our website. Example: A blend of mica and Red 31 may not be used in lipstick, because Red 31 is only approved for external use (not lips). The Handcrafted Bath & Body Guild offers soap and cosmetics crafters low cost insurance, discounts with suppliers, Stephanie Falsetta. The currently accepted common name, as listed in the International Cosmetic and Ingredient Dictionary, is “cetearyl alcohol. We use to have RLI but that insurance required a home business couldn't go over $5000/year in sales. You need to speak to an insurance broker, the Association of British Insurers should be able to provide details of brokers/insurance companies that can help you. Failure to register your facility is a prohibited act. Purchase. She opened her first soap company, Pallas Athene Soap, in 1999 and joined the Handcrafted Soap and Cosmetic Guild in 2003. For security reasons, we're requiring all users to reset their password. 3 “Sodium Bicarbonate. Once you join the Indie Business Network as an ENTREPRENEUR MEMBER, 1 21 USC 364(5) 2 In legal terms, a "person" could be either a real person or a business entity such as an LLC, corporation or partnership. If your business is exempt as a small business, you won’t have to follow the Good Manufacturing Practice regulations that will be issued by the FDA. May 23, 2012 · Handcrafted Soap and Cosmetic Guild Conference 2017 NY NOW Trade Show 2016 Highlights + Trends What I Learned At (on) Indie Business Cruise Central Soapers Workshop Round-Up Update: I currently am not selling enough soap to pay for the insurance and my customer base is mainly friends and neighbors. Click here to reset. Step 1: Types of Insurance. This is a four-day event that begins on May 5, 2025, with optional Intensive Seminars, afternoon registration for all attendees, and Experts Panels, and will continue through the evening of Home page of the Handcrafted Soap and Cosmetic Guild, the trade association for the handcrafted soap and cosmetic industry. Plant Power. Kerri teaches soap and cosmetic making classes throughout the United States and has regularly taught at the Soapmaking Studio in Lemon Home page of the Handcrafted Soap and Cosmetic Guild, the trade association for the handcrafted soap and cosmetic industry. The Program also presents criteria by which members can measure their knowledge and skill as well as creates a centralized repository for industry-standard information and resources. However, no matter how big or small your business is, selling an adulterated cosmetic product is prohibited (illegal). Once the regulations are issued, if you manufacture a product in a facility that does not follow the GMP regulation Home page of the Handcrafted Soap and Cosmetic Guild, the trade association for the handcrafted soap and cosmetic industry. Additional Business Personal Property Insurance – If you need additional property insurance (over the $5,000 already included) you can increase the limits. Up to $10,000 in coverage is an additional $75; up to $20,000 is $125; and up to $30,000 is $175. VERACITY INSURANCE SOLUTIONS. We list some insurance brokers below that we know offer insurance to craft soap and toiletry Lisa has since earned her Advanced Soapmaking Certification from the Handcrafted Soap and Cosmetic Guild (HSCG), further honing her expertise. Nov 25, 2024 · At Veracity Insurance Solutions (Veracity), we value all of our clients and we understand that you care about the privacy and security of your personal information. While I have a soap company, we don’t make the product ourselves anymore (we work with a contract manufacturer) and don’t apply for the insurance but all the other resources are cool, specially when you’re starting out. If you are taking the Examination locally with a Proctor, you will need to send in the "Request for Approval of Proctor and Test Location for an Individual Exam" in order for your examination forms to be sent to the Proctor. Find out about the many features (Canada). Members receive a substantial discount on the registration fee, which includes attendance to the Experts Panels, and speaker sessions, as well as participation in all drawings and prize awards, and the Makers' Showcase (optional). Hours of Operation. As for insurance, the soap biz is insured with the Soap Guild because one of our wholesalers required certain terms - I paid $590 this past year. There are many different types of insurance for you and your business. 5 21 USC 364a(b)(2) 6 21 USC 364a(b)(3) 7 In the meantime, they are requesting that reports be Home page of the Handcrafted Soap and Cosmetic Guild, the trade association for the handcrafted soap and cosmetic industry. O ne of the benefits of membership in the Indie Business Network at the ENTREPRENEUR MEMBER is access to our affordable general and product liability insurance program. The next step in purchasing insurance is determining how much you need. Since 2008, at least one bill has been introduced every year in Congress that directly affects the handcrafted soap and cosmetic industry. certain financial institutions, insurance companies and domestic international sales corporations) Home page of the Handcrafted Soap and Cosmetic Guild, the trade association for the handcrafted soap and cosmetic industry. All members of the Handcrafted Soap and Cosmetic Guild must agree to and abide by the HSCG Code of Ethics. inwzl ckzck yqlcly eblib dfsu oxzbb xudg qqm dxui cste